AddedVALUEfor your assets
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Your gateway to financial success
Financial markets are complex and the professional management of your assets is not only demanding, but also time-consuming. With many years of experience we help our clients to succeed and meet their financial goals. Independent, honest and in line with your needs, we work for your success – every day.
Our values. Your benefits.
An investment solution that fits
Our values. Your benefits. We focus on your needs and your life situation. Show us the direction and we will manage your assets according to the chosen investment strategy. We act without conflicts of interest. Independent, disciplined, and comprehensible to your success.
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Invest successfully!
1. The cornerstone for your investment success
The foundation for your personal investment success begins with choosing the right investment strategy. It creates the basis on which future investment decisions will be made and how the portfolio will be allocated. Research from the last decades has shown that in the long term the investment strategy is responsible for around 80% of investment success. The investment strategy can be compared with a framework and gives the asset manager room to react to current market changes while keeping an eye on the selected risk.
2. Emotions, the greatest enemy when investing
Emotions, mostly driven by fear or greed, can mislead and end up in rash and hasty actions. Investing is a craft that not only requires knowledge and experience, but also has to be practiced in a disciplined and unemotional manner. Choosing the right investment strategy will help block out emotions and, even in times of high uncertainty, act with a steady hand.
3. Get in, now!
The well-known rule “Time in the market beats timing the market” is correct, at least in the long term. Markets are leading indicators and reflect all expectations of all participants for the future. Wherein lies the problem. Nobody knows the future and we all know that it usually turns out differently than expected. So, the right time to start is always now. The opportunity costs of standing on the sidelines waiting for the perfect moment are greater than temporary wealth-fluctuations. Systematic investing increases investment success by another factor. We recommend that you systematically invest your savings into your portfolio. This diversifies the point of entry and leads to a greater compound interest effect.
4. Patience will pay off
The impact of compound interest is one of the most important basic concepts in investing. The goal is to let your assets work for you. To do so, money must be invested and generate a return. The longer the investment horizon the better the compounding effect will work, given that your money will work accordingly.
An example: Let’s assume you invest CHF 10,000.- at an annual return of 5% on your investment:
Year 1: 5% of CHF 10,000 = CHF 10,500
Year 2: 5% of CHF 10,500 = CHF 11,025
Year 10: CHF 16,288.95
Year 20: CHF 26,532.98
Year 30: CHF 43’219.42 (= a return of around 432%, quadrupling the starting capital in 30 years)
As you can see from this example, compound interest leads to exponential growth.
5. Investing must be learned
Investing is a craft and must be learned. Experts have learned this craft, possess a lot of specific knowledge, and bring years of experience to bear in order to react correctly to every market situation. In addition, professional investors have developed the necessary investment processes to make rational decisions and the technical infrastructure to implement them. This professionalism helps to maintain discipline and avoid panic should turbulence occur on the capital markets. Another factor is the amount of time required to follow what’s happening on the markets, continuously evaluate all new information, and to draw the right conclusions from it.